Thirty Reasons Why
Businesses Fail...
1. Insufficient control over the cost and quality of your product.
2. Lack of proper stock control.
3. Buying short and selling long.
4. Under pricing the goods you are selling.
5. Poor customer relations.
6. Failure to promote and continue promotion of your public image.
7. Poor public relations with suppliers of goods and services to your company.
8. Management’s lack of ability to reach decisions quickly and act fast.
9. Failure to keep pace with management aids as conditions change.
10. Real and psychosomatic illnesses of key people.
11. Reluctance to be aware and seek professional assistance when needed.
12. Failure to minimize taxation through proper advice on tax planning.
13. Inadequate insurance programs.
14. Lack of planning and forward impetus in sales department.
15. Poor human relations with your staff.
16. Loss of key personnel.
17. Lack of total knowledge of your product, merchandise or services.
18. Inability to foresee and cope adequately with competition.
19. Complacency about competition.
20. Failure to anticipate market trends in connection with your products & services.
21. Failure to anticipate market trends in regard to purchases.
22. Lack of control of liquid assets.
23. Insufficient planning for future capital needs.
24. Failure to stay within the bounds dictated by capital availability.
25. Lack of budgeting or failure to adhere to budget.
26. Refusing to recognize factuality of financial position.
27. Poor record keeping.
28. Granting of too much credit.
29. Purchasing too much on credit.
30. Poor receivables control.
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Commercial Mortgage Financing
Purchase | Refinance -Cash Out | Refinance -Rate & Term
Real Deals For Difficult-To-Finance Commercial Real Estate!
Mortgages Up To $2 Million - Minimum Loan Size $200,000!
Help For Borrowers With FICO Scores Down to 600
Prime Rate Plus 3.75% - Adjusted Quarterly
Limited Income Verification
Terms: 15, 20, 25 Years
Pre-Payment Penalty - 3 Year Declining (5,3,1)
Up To 75% Financing!
Owner-Occupied or Occupy 51%
Lower Debt-Service Coverage Minimums!
Specialize in providing business loans for hard-to-finance owner-occupied small
businesses—even those with less-than-perfect credit histories.
Difficult to finance industries welcomed, including gas stations, convenience stores, auto repair, motels
and specialty trade contractors!
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LOAN PROGRAM SUMMARY
Whether you face challenges with bad credit, difficulty showing other income, or financing
an unconventional property type, we can help.
Financing for owners of gas stations, convenience
stores, hotels/motels, auto repair shops and owners of many other business types have secured
the funding they needed—even after other banks passed them over.
Help you finance a wide range of commercial properties, including gas
stations/convenience stores, automotive, hotels/motels/bed & breakfasts, office, retail,
light industrial, and multifamily/mixed-use.
Commercial Real Estate Programs:
Loan Amounts Starting at $200,000
Gas Stations/Convenience Stores
Financing for both branded and unbranded gasoline stations. Our industry experts have
financed properties with known environmental issues as well.
View loan guidelines for Gas Station/C-Stores
Automotive
These can include auto repair stations, auto auction properties and used car lots for
self-employed investors who need short-term or long-term capital.
View loan guidelines for Automotive
Lodging
We have experience financing both branded and unbranded hotels, motels, or bed &
breakfasts with a maximum of 60 rooms.
View loan guidelines for Lodging
Retail
We help finance a diverse range of retail properties, including liquor stores, laundromats,
restaurants, bars, drug stores, regional enclosed properties, outlet centers, strip malls,
single-tenant properties, and regional unenclosed properties.
View loan guidelines for Retail
Light Industrial
These properties include warehouses, self-storage facilities, and research and development
properties. They can be owner-occupied and have multiple tenants.
View loan guidelines for Light Industrial
Office
These can include single tenant properties, mid-rise offices, office-over-retail properties,
and office buildings for medical, legal, architectural, and engineering professionals.
View loan guidelines for Office
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